Life can be unpredictable. Protecting your income should you become disabled is very important. HCGH pays 100% of the cost of your short-term disability insurance plan if you elect it at the time of eligibility. Short Term Disability insurance covers 66 2/3% of your basic weekly earnings for up to 6 months. Should you elect to waive this benefit, a flex credit will be provided. We also offer employees optional long term disability insurance at the employee’s expense. Long Term Disability insurance covers 60% of your basic monthly earnings after 6 months of disability.
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